RYC: Yes well I can understand where your hubby is coming from. I grew up in a small Saskatchewan town and the winters there were bitter cold. There were days if you wnet outside in the winter and exposed any skin you ran the real chance of frostbite. There is no way I could ever go back to that kind of cold now. It is for sure much more expensive living in BC but one thinks of it as paying for the privledge of residing here. Someone somewhere no matter what is going to take ones money so one might as well spend it on that which brings them some joy xoxo Tynee